Buying a Home in Calgary

First time Calgary Home buyers always have questions: Realtor Patrick Hospes offers some unique insight and advice

As Realtors, it is our job to help you complete your financing and inspections, and close on the transaction. Our top priority is to make sure that your home buying experience is pleasant, cost-efficient, and successful.

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et us help you every step of the way. When purchasing a Calgary home, you are faced with a multitude of decisions! The primary one is your level of preparedness. Locating the perfect home in Calgary Alberta is not always an easy task, and obtaining a mortgage loan can be a complex and tiring process. Although, once you have determined that you are ready to move forward with the required effort towards your home-purchasing goal, the rewards are unquestionable.

There is always a huge variety of homes for sale in Calgary. This unique city offers a range of luxury homes, affordable family homes, starter homes, condominiums, acreages, and everything in between. Let me be your guide to find the perfect match for you and your family! 

While at your side each step of the way, we will make the process of buying a new house easier, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own. We will help you prepare so that sellers perceive you as a preferred buyer, help you locate and assess Calgary properties for sale that match your specifications, and help you through the myriad of details attending the actual purchase.

We are always familiar with the current homes on the Calgary Real estate market, and we know neighborhood values well, so we can help you determine which Calgary properties are average-priced and in good condition before you start your search.

YOUR FIRST STEP FOR BUYING CALGARY HOME OR PROPERTY

Your first step to buying a Calgary home or condo is to first ask yourself why you want to buy a home or Calgary condo : to stop paying rent? To start building equity? To have a place of your own? To raise a family? To entertain business associates? To move up to a bigger house? Next, list what kind of home you'd like and where you would like to be. Be specific. Separate the "must haves" from the "want to haves."

Think of yourself as zeroing in on a target, going from the general to the specific. Consider area (city, suburban neighborhood, country); community (north, south, east, or west side); neighborhood (older and settled or sparkling new; a particular school zone; recreational facilities; and other community services such as transportation, day care, library, stores, entertainment). Ask yourself how many minutes you are willing to commute to work.

Think about home styles in Calgary. How much space do you need? Does your situation require a one-level home, or are stairs acceptable? Consider size and kind of property. Do you want a newer home, or maybe an older one to fix up? Someday you or your heirs will want to sell. Consider how long you expect to live in this particular home or condo.

Familiarize yourself with the loan qualification process in Canada.

Once you have addressed the above needs, your next step in the purchasing process is to get pre-qualified with a mortgage company. This can be done over the phone or even online in a matter of minutes.

Call us and we will refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for his/her clients.

Once you've been pre-qualified and know what price range you want to stay in, we can help you determine which properties fit your needs by using the (MLS) Multiple Listing or Calgary Real estate listings. 

We have the best possible resources and communication systems available today to help you locate the homes on the Calgary real estate market that match your specifications. You can even search our listings here at our website.

Data is supplied by Pillar 9™ MLS® System. Pillar 9™ is the owner of the copyright in its MLS®System. Data is deemed reliable but is not guaranteed accurate by Pillar 9™.
The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.